destitute
3 Steps Toward a Better Financial Future (article by Redbook from Yahoo! Shine)
"Nearly half of women suffer from what's called 'bag-lady syndrome' — a none-too-PC term for the fear of finding yourself suddenly destitute, especially in old age."
lacking possessions and resources; adjective
I admit that I am now destitute after realizing I am no longer receiving paychecks since I lost my job.
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